Torrid Credit Card Phone Number: Hot Topic once owned the American women’s retail company Torrid Holdings Inc. In 2015, the firm split off to become Torrid, LLC, however Sycamore Partners, the owners of Hot Topic, still owns a portion of it. The shop sells plus-size apparel and accessories for ladies in sizes 10 to 30. In April 2001, Torrid started its activities. In Brea, California, the first site opened at the Brea Mall. By 2020, Torrid will have more than 600 locations operating in 36 states. In August 2015, Torrid launched an international location in Toronto, Canada, after the opening of its first store in 2001. The corporation debuted publicly on the New York Stock Exchange in July 2021, trading under the ticker code CURV.
| Name | Torrid |
| Founded In | April 2001 |
| Phone Number | 800-853-2921 |
| Twitter ID | login now to view the detail |
| Instagram ID | login now to view the detail |
| Email Address | login now to view the detail |
| Facebook ID | login now to view the detail |
| LinkedIn Profile | login now to view the detail |
| Official Website | Click here to Visit |
Also Read: Damaury Mikula Phone Number, Digitize India, Digitize India Platform, Work From Home Jobs, Celebrity Phone Number, Digital India, Scholarship
Contents
Apply online for a Torrid Credit Card
Do you often shop at Torrid? Access exclusive offers and specials and save 5% on all purchases when using their credit card.
Here’s how to apply for the Torrid Credit Card online, step-by-step:
Step 1
Go to the official Torrid website first. Seek out the Credit Card Torrid.
Next, provide a few data, such as your ZIP code, mobile phone number, and the final four digits of your social security number.
Step 2
Torrid will send a one-time security link straight to your phone, so keep an eye out for it. Enter the given code when you receive it.
Step 3
upon the completion of the application. After that, it will be examined by a Comenity Bank professional to see if you qualify for the Torrid Credit Card. In addition, if accepted, you should get your card in 10 business days.
Requirements
Make sure you satisfy the following conditions before clicking the submit button:
- In your state, you must be of legal age.
- own a current picture ID from the government;
- Give a legitimate tax identification number issued by the government, such as your Social Security number (SSN) or Social Insurance Number (SIN);
- Provide a street address, rural route, APO/FPO address, or any other legitimate mailing address.
The features and costs that apply to Torrid Cards
Features Of Torrid Credit Cards
- The Torrid Insider credit card is offered by Torrid.
- After $500 in purchases made during the first three months of opening an account, the Torrid Credit Card gives $200 in bonus earnings.
- The card can be redeemed with no minimum trade amount. As long as your account is active, loyalty points are not cancelled.
- 1.5% cashback is available to you indefinitely on all other purchases.
- Anyone who purchases Torrid can participate in an ongoing rewards programme.
- To maintain your maps and do research, you may register for a free account.
- You can move money from your cash balance fast.
- You can use this card to access your account if you have a current data plan.
- There are no inactivity fees associated with the Torrid Credit Card.
- As a loyalty card, the card also provides VIP advantages and exclusive deals.
Relentless Credit Card Charges
The Torrid Credit Card charge schedule is as follows:
- Late Payment Fee: – $38
- Foreign Transaction Fees: – No
- Membership Fee: – $0
- Annual fee: – $0
- Over-the-limit fee: – $0
- Grace period: – 25 days
- Buy Intro APR: – Not offered
- Ordinary annual interest rate: – 26.74% (V)
Also Read: Brett Gray’s Phone Number
Pros and Cons of Torrid Credit Card Phone Number
Pros
- Increase in purchasing power, meaning the borrower may make purchases with more money than they have available to pay for them later
- A lot of credit cards give reward points based on purchases. The percentage of reward points varies depending on the card type and issuer. The more you use, the more points you accrue, which may be redeemed for items or a statement credit.
- aids in building a credit history
- Usually, credit card companies have agreements with shops.
- Other value-added services provided by credit cards include free entry to airport lounges, among others.
Cons
- causes excessive spending and rash purchases
- Credit card balance carryover is a costly credit option, with financing costs ranging from 23 to 49% of the outstanding sum.
- adversely affects your credit score when payments are missing
- Annual fees are typically associated with credit cards, making them an extra cost.
FAQs on Torrid Credit Card Phone Number
Q. Can I pay my credit card bill in person at Torrid?
Ans. No, you are unable to pay your credit card bill in-store with Torrid. On the other hand, payments can be made over the phone, via mail, or online.
Q. Do certificates for Torrid Rewards expire?
Ans. Yes, when they are issued, Torrid rewards certificates expire after 90 days.
Q. If my Torrid credit card is stolen or misplaced, what should I do?
Ans. Get in touch with customer support right away to report the loss or theft of your Torrid credit card and ask for a replacement.
Q. I have a Torrid credit card; can I cancel?
Ans. Yes, you may contact customer support at any moment to cancel your Torrid credit card. But, doing so could have an effect on your credit score, so before making a choice, be sure to weigh the possible outcomes.
Q. Is it possible to add a verified user to my Torrid credit card?
Ans. Yes, by going into your account on the Torrid website and using the “add authorised user” option, you may add an authorised user to your credit card. Remember that any charges made to your account by authorised users are your responsibility.
Suggested Link: Job Application, Free Computer Institute Registration In INDIA
@ROT