Planet Home Lending Phone Number

Planet Home Lending Phone Number, Email ID Details, Pros and Cons

Planet Home Lending Phone Number: A bank is not what Planet Home Lending is. Instead, it’s a loan company that exclusively deals with refinancing backed by the government and mortgages. With its headquarters located in Connecticut and more than 1,200 employees, Planet Home Lending was established in 2007. The Planet portion of its name alludes to its Planet with a Purpose initiative, which pledges to reduce waste and plant trees as part of the mortgage process.


Planet Home Lending

NamePlanet Home Lending
Founded In1 Jul 2007
Phone Number+1 203-717-4446
Email Addresslogin now to view the detail
Facebook IDlogin now to view the detail
Instagram IDlogin now to view the detail
Twitter IDlogin now to view the detail
LinkedIn Profilelogin now to view the detail
Planet Home Lending Phone Number

Also Read: Jenna Ortegas Phone Number

Planet Home Lending Requirements

The precise loan standards of Planet Home loan are not disclosed. Rather, it invites you to get in touch for a personalised quote.
However, we are aware of the following:

  • A minimum credit score of 620 is required for Fannie Mae HomeReady loans. As well as a down payment of at least 3%.
  • There are refinance loans that don’t need a credit check.
  • VA loans don’t have a minimum required credit rating.
  • FHA loans require a 10% minimum down payment for borrowers with credit scores lower than 580.


You need the following personal and financial information to apply:

  • a legitimate official ID and Social Security number.
  • evidence of income in the form of tax returns or pay stubs.
  • evidence of assets and liabilities, including financial portfolios and bank accounts.
  • Form for authorising a credit check in its entirety.

Costs and fees

Like many lenders, Planet Home Lending is opaque about the origination, application, and other fees associated with its mortgage products. Nonetheless, your closing costs ought to cover the following:

  • Origination fee
  • Discount points
  • Commitment fee
  • Appraisal cost
  • Transfer taxes
  • Attorney’s fees
  • Title insurance premiums

How to use Planet Home Lending to apply for a mortgage

Although you cannot apply for a loan online, you may use these steps to get in contact with a Planet Home representative and receive an estimate based on some basic information.

  • Select “Buy a Home” from the Planet Home Lending homepage.
  • Select Next after each page to proceed. Follow the prompts to enter your state, projected loan details, and contact information.
  • Tell them if you were referred by someone and if you currently work with a loan officer. Choose Request a Free Rate Quote.
  • To finish the application, wait for a Planet Home Lending representative to get in touch with you.
Planet Home Lending Phone Number

Also Read: Phone Number for Lowes, Digitize India

Pros and Cons on Planet Home Lending Phone Number


  • generous guidelines for credit. Planet Home examines your complete credit report and could take into account non-traditional credit histories such as past rent payments, utility bills, and insurance premiums.
  • environmentally friendly laws. Using digital solutions to eliminate paper waste in their operations, Planet Home prioritises being an ecologically friendly lender. Additionally, the company supports the Farmlink Project and the National Forest Foundation.


  • Options for mortgages are unknown. It is difficult to discover a comprehensive list of Planet Home’s mortgage products on the internet, and the company does not provide any home equity solutions.
  • restricted in-person assistance. Even though Planet Home Lending is active in 46 states, it only has branches in 21 of them, with one branch serving an entire state in 13 of them.

Reviews and Complaints

As of July 2022, Planet Home Lending has 374 reviews with an overall rating of 4.08 out of 5 stars, although it is not recognised by the Better Business Bureau (BBB). The lender has received an A+ rating from the BBB for handling 154 complaints in the last three years.
Numerous clients lament sporadic customer support, which includes Autopay issues. However, the majority of reviews highlight their loan officers’ effective communication.
Based on 917 ratings, the lender has a TrustScore of 3.5 out of 5 stars on Trustpilot. Positive evaluations highlight specific loan officers and a seamless, efficient procedure. Negative evaluations point to problems with the transfer that occurred when Planet Home sold the loans to other lenders or when the loans were bought by Planet Home.

Suggested Link: Aadhar Card


Leave a Comment