Upstart Phone Number

Upstart Phone Number 1-855-438-XXXX, Email ID Details, Pros and Cons

Upstart Phone Number: Upstart is a lending platform powered by artificial intelligence (AI) that links borrowers and affiliated lenders. The platform is a great choice for people with fair credit because it leverages more than 1,500 non-conventional characteristics, such as college education, to boost loan accessibility. Additionally, Upstart can approve most loans almost instantly thanks to AI. There are personal loans available with maturities of three or five years, ranging from $1,000 to $50,000.

NameUpstart Phone Number
Founded InApril 2012
Phone Number1-855-438-8778
Email Addresslogin now to view the detail
Twitter IDlogin now to view the detail
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Official WebsiteClick here to visit
Upstart Phone Number

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Upstart Works Best For Whom?

Borrowers with fair credit—those with a score of at least 600 can apply for personal loans from Upstart since it takes into account several non-traditional credit indicators in addition to credit history. Therefore, for candidates who might not typically be authorised for a loan but need immediate access to funds, the platform is a good choice.

Customers probably won’t have to borrow more than they need because Upstart also offers minimum loans of just $1,000 in every state except Massachusetts ($7,000), Ohio ($6,000), New Mexico ($5,100), and Georgia.

Upstart’s greater accessibility does not come without a cost, though. The maximum term available to borrowers is three or five years, which is far shorter and less flexible than that of other online lenders. Annual percentage rates (APRs) are also on the high side. Additionally, Upstart may charge borrowers origination, late, failure, and print copy fees. Customers who don’t have a credit score that makes them eligible for lower-cost loans can still benefit from Upstart.

Upstart Loan Purposes

Permitted usesProhibited uses
Credit card consolidationIllegal activity
Debt consolidationPurchasing weapons or firearms
Wedding loansIllegal drugs
Moving loansEducational purposes for borrowers in California, Connecticut, Illinois, Washington or Washington, D.C.
Medical loans
Home improvement
Paying off (refinancing) student loans

Pros and cons


  • available to debtors with a modest credit score
  • provides preapproval through a mild credit check.
  • The option to select a personalised payment date
Upstart Phone Number


  • imposes an origination fee that may reach 8% of the loan balance.
  • No co-signer or secured option
  • The only loan lengths offered are three or five years.

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Benefits include:

  • Competitive salary with equity, bonus, and basic pay
  • Full health, dental, and vision benefits with contributions from Upstart 401(k) to Health Savings Accounts, with 100% employer match up to $4,500, instant vesting, and after-tax savings
    A plan for purchasing employee stock (ESPP)
  • Insurance against death and incapacity
  • Abundant leave for holidays, vacations, sick days, and safety
  • Generous programmes for military leave, family care, and parents
  • Annual reimbursement programmes for ergonomics, technology, and wellness
  • Social events include volunteer work, reading clubs, health, and investing; – Company updates; – Team outings and on-site; – Employee resource groups (ERGs); – Catered lunches and refreshments while working in offices;

About Upstart

Upstart is an online lending platform that uses variables other than credit scores to provide fair, fixed-interest personal loans to consumers. The organisation has a history of hiring for both permanent positions and freelance work, offering workplace flexibility in the form of full- and part-time schedules, as well as the option of working 100% remotely from a variety of places across the United States.

Career options for those with experience in HR & recruiting, writing, software development, marketing, customer service, and other areas have been made possible by flexible work. Qualified employees of Upstart are eligible for a variety of benefits and incentives, including competitive pay, a 401(k) plan, medical coverage, vacation and sick leave policies, life and disability insurance, and more.


Q. Does Upstart operate any offices abroad?

Ans. Upstart only maintains offices in the United States and Canada.

Q. Does Upstart encourage flexible scheduling?

Ans. Upstart provides remote and hybrid alternatives.

Q. Does Upstart have internships that are paid?

Ans. Kindly visit the Upstart website for additional details.

Q. Are there any job openings at Upstart?

Ans. Yes, do visit its Careers page.

Q. Does Upstart provide benefits for health?

Ans. Indeed, Upstart provides health insurance.

Q. Does Upstart provide MRA, FSA, or HSA?

Ans. Kindly click on their website to get additional details.

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