PSECU Phone Number: Pennsylvania State Employees Credit Union, or PSECU for short, is a state-chartered credit union with its main office located in Harrisburg, Pennsylvania. PSECU is a not-for-profit financial institution that manages assets valued at over $7.5 billion and serves over 480,000 members. The National Credit Union Administration oversees and insures member deposits (NCUA).
| Name | PSECU |
| Address | 1500 Elmerton Avenue Harrisburg, PA 17110 |
| Founded | 1934 |
| Phone Number | +1 800-237-7328 |
| Instagram ID | login now to view the detail |
| Facebook ID | login now to view the detail |
| Email ID | login now to view the detail |
| Twitter ID | login now to view the detail |
| Official Website | Click here to visit |
Also Read: Freeway Insurance phone number
Contents
History
PSECU Phone Number To establish PSECU and give their families better lives, 22 state employees pooled $90 in assets to form the credit union in 1934. Forbes named PSECU as the Best-In-State credit union in 2022 for the fourth consecutive year. George Rudolph, the president and CEO of PSECU, was included on the Banking & Finance Power List in that same year. Barb Bowker, PSECU’s chief member experience officer, provided the following summary of the organization’s management philosophy for 2022: “Connecting with someone’s emotions and providing them with an amazing membership experience is what fosters loyalty and keeps members for life.
Qualities and Advantages of PSECU
Checking Account
- More than 70,000 ATMs are free.
- Get 0.20% annual percentage yield.
- ATM fees outside of the network up to $20 (with qualifying direct deposit)
- No service or monthly fees
- Overdraft protection without fees
- Get paid $.05 or $.10 for each qualified debit card transaction.
Savings Accounts
- Get 0.50% APR.
- Overdraft protection without fees
- Get more interest on your money market account.
CD Accounts
- Avail 4.00% APY on a few CDs.
- No upkeep or monthly costs
- Every month, dividends are accumulated and compounded.
Loan Options
- Home equity loans, auto loans, personal loans, and more
- Competitive interest rates and adaptable terms of payback
Credit Cards
Classic Card
- No yearly charge
- 9.9% APR is low for all purchases.
- Transfers of low-rate balances
Founder’s Rewards Card
- No yearly charge
- Cash incentives of 2% or 1.5% on each transaction; no PSECU balance transfer fees
Investment Services
- Individual retirement accounts (IRAs) and investment products
- Designed to help members grow their wealth and achieve financial goals
Mobile and Online Banking
- Simple financial management at any time and from any location
- Functionalities including money transfers, bill payment, and account administration
- Advanced security measures guard against theft and fraud, including two-factor authentication and encryption.
Also Read: Interval international phone number
Pros & Cons of PSECU Phone Number,
Pros
- Because its members own and run SECU, it works to their advantage and frequently provides cheaper costs and better rates than traditional banks.
- a large selection of financial goods and services, such as credit cards, investment services, checking and savings accounts, loans, and online and mobile banking
- competitive interest rates, particularly as compared to CD rates, on loans and savings accounts
Cons
- Membership eligibility is confined to those who are Pennsylvania residents, employees, worshippers, or students, as well as members of qualifying organisations or the immediate family of a PSECU member.
- Certain costs related to certain services and goods, such as overdraft or overdraft protection fees
- fewer investment possibilities than those offered by bigger investment organisations, particularly in terms of loans and retirement plans
FAQs on PSECU Phone Number
Q. PSECU: What is it?
Ans. PSECU is a credit union with headquarters in Pennsylvania that provides a variety of financial services and goods to its members
Q. Who can become a member of PSECU?
Ans. You must reside, work, worship, or attend school in Pennsylvania in order to be eligible for PSECU membership. You may also be a member of a qualified organisation or the immediate family of a PSECU member.
Q. What kind of financial services is PSECU providing?
Ans.PSECU provides a range of financial services, such as credit cards, investment services, checking and savings accounts, loan alternatives, and online and mobile banking.
Q. Does PSECU have competitive rates?
Ans. PSECU provides competitive interest rates for loans, CD rates, and savings accounts.
Q. Is PSECU’s mobile and internet banking app safe?
Ans. Yes, PSECU takes seriously the security of the funds and information of its members. Its mobile and internet banking platforms are safeguarded by cutting-edge security features including two-factor authentication and military-grade encryption.
Q. Which forms of customer service does PSECU provide?
Ans. PSECU’s Pennsylvania locations provide a range of customer service channels, such as phone, email, online chat, and in-person assistance.
Q. Do the services and products offered by PSECU have any costs attached?
Ans. Indeed, certain fees—like those for overdraft protection or overdraft fees—are linked to particular services and goods.
Suggested link: India News Updates, Data Entry Jobs
@Rah